Who we are
The first four eyes of Four Eyes The first four eyes of Four Eyes

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Four Eyes was founded by two friends who worked together extensively throughout their careers at CFPB. We are happy to provide more information on background on request for specific subject matter experience.

There were 20 people working on legal analytics managed by Nicole and Jackson, varying from entry level analysts to mid career data scientists, and we intend to bring more of them onto the team as the business gets going.

We developed standards including an analytics and technology stack, exploratory data analysis best practices, and the art of translating the technical results into language an attorney can use or that a judge could understand. Our team as a whole has worked on 180 investigations and litigations, 60+ of which had post judgement implications (e.g. Civil Penalty Fund allocation, redress), and many of which involved questioning witnesses in investigational hearings (the CFPB version of a deposition).

We worked on cases that led to $2B+ in restitution and/or Civil Money Penalties. We’ve worked with dozens of different sets of attorneys, each with their own work styles, internal team dynamics, preferences for analytical output style, technical expertise, in addition to interacting with dozens of defense counsel and their staff. We have collaborated with attorneys to write dozens of civil investigative demands (the CFPB version of subpoenas), including interrogatories for systems, database, and dataset metadata, as well as written reports or document requests for the data itself.

People
Nicole Kelly, President Nicole Kelly, President

Nicole worked in data anlytics for CFPB starting in 2012, and for a decade in Legal Analytics. She has additionally worked in CFPB’s Research, Supervision, and Consumer Education departments.

In leading the Legal Analytics team at CFPB, Nicole focused on mentoring, developing practices and standards for replicable research, and managed the full ongoing portfolio of investigations while coordinating issues related to policy, law, strategy, and research with other offices. Almost any firm who has represented a company under investigation by CFPB has worked with Nicole at one point or another.
Jackson Hughes, of Counsel Jackson Hughes, of Counsel

Jackson started with CFPB just a few months after Nicole, and they’ve worked together throughout, starting with research and technology assistance on CFPB’s Mandatory Arbitration rulemaking (sadly defunct via the Congressional Review Act).

He led CFPB’s centralized data analytics team, Data Science and Analytics, since starting it in 2015, supporting every division of CFPB and participating in the majority of the team’s investigations in its earlier years. He has testified about the team’s analysis, as well as opposing counsel’s experts’ analysis, in litigation, and supported others in preparing the same. Prior to CFPB, Jackson worked in consumer law, mediation, machine learning, assistive technology, and electricity derivatives valuation.